Dave Ramsey's Seven Baby Steps 

Step 1: $1,000 Emergency Fund

Step 2: Pay Off All Debt With The Debt Snowball

Step 3: 3 to 6 Months Expenses In Savings

Step 4: Invest 15% of Income into Retirement (Match/Roth/Traditional)

Step 5: College Funding

Step 6: Pay Off Your Home Early

Step 7: Build Wealth and Give!

The SmartVestor program is a directory of investment professionals.  Neither Dave Ramsey nor SmartVestor are affiliates of 29:18 Planning or LPL Financial.